💰 Hourly Rate Calculator

Stop guessing what to charge. Calculate your minimum and recommended rate in seconds.

Income & Expenses

How much do you want in your pocket after tax?
Software, equipment, internet, office, subscriptions

Your Time

Admin, emails, marketing, proposals, invoicing

Tax & Adjustments

US self-employed ≈ 25–30% · UK ≈ 20–40% · India ≈ 10–30%
Extra padding for slow months, late payments, emergencies
Upwork: 10–20% · Fiverr: 20% · Direct clients: 0%

Your Rates

Minimum Rate (break-even)
$63.99
per hour
Recommended Rate
$73.59
per hour (includes tax + buffer)

Rate Breakdown

Per Day
$589
Per Week
$2,943
Per Month
$8,242
Per Year
$98,900

How It's Calculated

Working weeks/year48 weeks
Total hours/year1,920 hrs
Billable hours/year1,344 hrs
Billable hours/day5.6 hrs
Annual expenses$6,000
Tax on income$20,000
Platform fee added—
Total gross needed/year$86,000
Note: The recommended rate covers your take-home income, expenses, tax, safety buffer, and platform fees. Never quote below the minimum rate.